Fisher Precious Metals Review 2025

Welcome to my Fisher Precious Metals review.

As part of my journalistic efforts, I’ve begun looking into Gold IRA dealers and today we’ll be talking about these guys.

Read on to find out more about this company as well as my opinion of them.

Overview of Fisher Precious Metals

Fisher Precious Metals is led by John and Lynn Fisher, a husband-and-wife team who aren’t just sitting in some corporate office detached from reality. 

They started buying gold and silver back in 1993 as individual investors, just like many of us. 

Over the years, they’ve navigated the complex world of precious metals, learning from their experiences and mistakes. This hands-on journey has equipped them with the knowledge to guide others in making informed investment decisions. 

John Fisher has also held notable positions such as President of the Planned Giving Council of Broward County and board member for the Cross Road Food Bank, reflecting a commitment to community involvement. 

History

Established in 2007, Fisher Precious Metals has been in the game for over a decade. Their journey began with personal investments, which evolved into a mission to educate and assist others in the precious metals market. 

They’ve seen it all—the scams, the market fluctuations, and the pitfalls that can trap the unwary. This experience has shaped their client-centric approach, emphasizing education and transparency. 

Location

The company is based in Deerfield Beach, Florida. 

While they operate nationally, serving clients across the United States, their Florida base is the hub of their operations. 

This location allows them to maintain a personal touch, ensuring clients can reach out and even speak directly with the owners within 48 hours—a rarity in today’s impersonal business world. 

In summary, Fisher Precious Metals is a family-owned firm with a rich history rooted in personal experience. 

Their leadership is hands-on, their approach is client-focused, and their base in Deerfield Beach serves as the cornerstone of their national operations.

Fisher Precious Metals Features 

Family-Owned, No Corporate Nonsense

Fisher Precious Metals is not some faceless corporation run by a bunch of soulless executives trying to squeeze every last dime out of unsuspecting customers. It’s a family-owned business, started by John and Lynn Fisher, who actually have skin in the game. These people aren’t just selling gold and silver—they’ve been investing in it themselves since 1993. That means they know what they’re talking about. There’s no commission-based hustle, no high-pressure sales tactics. Just real people giving you real advice.

Because let’s be honest, most precious metals dealers don’t care about your financial future—they care about their own. Fisher Precious Metals actually prioritizes the client. Shocking concept, right?

Education First—Not Just “Buy Gold and Hope”

Here’s the problem with a lot of gold and silver dealers: They push the “BUY NOW BEFORE IT’S TOO LATE” narrative without actually explaining what you’re getting into. Fisher Precious Metals takes a different approach. They focus on educating clients so they understand exactly what they’re buying, why it matters, and how it fits into their overall financial strategy.

Their website is packed with actual useful resources—spot price charts, articles, market analysis, videos, and even a whole FAQ section breaking down the common myths and misunderstandings about precious metals investing. In an industry filled with sketchy, fear-mongering salesmen, that kind of transparency is a breath of fresh air.

100% Authentication—No Fake Gold Here

You ever hear about those poor saps who buy gold bars only to find out later that they’re filled with tungsten? Yeah, that’s a real thing. The gold industry has its fair share of scams, which is why authentication matters.

Fisher Precious Metals doesn’t just take a dealer’s word for it—they use cutting-edge digital testing to verify every single piece of gold, silver, platinum, or palladium they sell. That means no counterfeits, no sketchy products, no “I hope this is real” nonsense. What you buy is what you get. Period.

Precious Metals IRA: Because Your Retirement Shouldn’t Be a Joke

Look, if you’re thinking long-term, you probably realize that a diversified retirement plan is a must. Precious metals are one way to protect your wealth against inflation and economic collapse (which, let’s be honest, isn’t exactly a wild conspiracy theory anymore).

Fisher Precious Metals specializes in setting up self-directed IRAs, meaning you can legally hold physical gold and silver in a tax-advantaged retirement account. And unlike those shady operations that make it impossible to actually access your assets, Fisher helps you set it up the right way—working with reputable custodians and secure depositories so you don’t get screwed over later.

No Shady Pricing, No Sleazy Buyback Tricks

Ever notice how some gold dealers make it nearly impossible to figure out what you’re actually paying? Fisher Precious Metals does the opposite. Their pricing is fully transparent, directly linked to the live spot prices of gold and silver, so you don’t get gouged by ridiculous markups.

And when it comes time to sell? They guarantee to buy back any product you purchase from them at competitive market rates. No games, no runaround. They don’t play the “Oh sorry, we can’t buy that back” scam that some dealers pull. If you bought it from them, they’ll buy it back. End of story.

A Product Selection That Actually Makes Sense

A lot of precious metals dealers are just trying to unload whatever random inventory they can get their hands on. Fisher Precious Metals actually curates their selection. They offer:

• IRA-approved gold and silver for investors who want to protect their retirement.
• Certified coins for people looking for something with numismatic value.
• International bullion products for those who want diversity in their holdings.

Bottom line? Whether you’re a serious investor or just someone looking to hedge against the insanity of the modern economy, they have options that actually make sense.

Let’s cut through the noise. The financial system? A joke. The dollar? Losing value by the day. The stock market? A house of cards. If you’re looking at precious metals, it’s because you understand the need to protect your wealth.

Fisher Precious Metals stands out because they’re not in the business of hustling you. They’re in the business of helping you. They do things the right way—no pressure, no gimmicks, just honest, well-informed guidance.

And in a world full of scammers, fake gold, and get-rich-quick schemes, that’s a rare thing.

Fisher Precious Metals Products and Services 

Gold Bullion: The Ultimate Hard Asset

Look, fiat currency is a joke. The government prints money like it’s Monopoly cash, inflation is a ticking time bomb, and your “dollar savings” are worth less every year. That’s why gold has been the go-to store of value for, oh, I don’t know, thousands of years.

Fisher Precious Metals sells the real deal when it comes to gold:

• Gold Coins – These aren’t some cheap collector’s items; we’re talking about serious investment-grade bullion. Think American Gold Eagles, Canadian Gold Maple Leafs, South African Krugerrands, and even Austrian Philharmonics if you want to get fancy.
• Gold Bars – Ranging from 1 gram to 1 kilo, these bars come from trusted refiners like PAMP Suisse, Valcambi, and Royal Canadian Mint. No sketchy knock-offs, no diluted purity—just 99.99% real gold.

If you’re looking for a long-term hedge against government incompetence, this is what you want in your safe.

Silver Bullion: The “Working Man’s Gold”

Not everyone has the cash to buy a 1-ounce gold coin every time the economy starts looking shaky (which, let’s be honest, is all the time now). That’s where silver comes in.

Fisher Precious Metals offers:

• Silver Coins – American Silver Eagles, Canadian Silver Maple Leafs, and even Australian Kangaroos for those who want global diversification. Each one is .999 pure silver and recognized worldwide.
• Silver Bars & Rounds – From 1 oz to 100 oz, these bars are a great way to stack real wealth in a form that’s still affordable. They even sell junk silver (pre-1965 U.S. dimes, quarters, and half-dollars) which still spend like real money if things go sideways.

Silver is undervalued, underappreciated, and one of the most practical metals you can own.

Platinum & Palladium: For the Smart Money

Most people don’t even know what palladium is, let alone how valuable it is. But here’s the truth—platinum and palladium are the metals of the future.

• Platinum Coins & Bars – Fisher sells American Platinum Eagles and bars from top refiners. Platinum is used in everything from jewelry to high-end industrial tech.
• Palladium Coins & Bars – Palladium is rarer than gold, used in high-tech industries, and its price has been on a rollercoaster because supply is shrinking. That means if you get in at the right time, this could be a huge long-term investment.

If you’re someone who doesn’t just follow the herd but actually thinks ahead, platinum and palladium are worth considering.

Rare & Certified Coins: For Collectors and Smart Investors

Fisher Precious Metals isn’t just about bullion—they also sell certified numismatic coins, meaning rare and historically significant coins graded by PCGS or NGC.

Now, let’s be clear: numismatic coins aren’t for everyone. If you’re just looking to protect wealth, go with bullion. But if you know what you’re doing, rare coins can be a lucrative investment with serious historical value.

They offer:

• Pre-1933 U.S. Gold Coins – Back when gold was still real money before the government tried to steal it.
• Certified Morgan & Peace Silver Dollars – Some of the most beautiful coins ever made.
• Graded World Coins – If you want to diversify beyond U.S. currency, they’ve got options.

These are for serious collectors who understand that history and rarity can drive value.

Gold & Silver Jewelry: Wear Your Wealth

Fisher Precious Metals isn’t just about stacking coins and bars—they also sell investment-grade jewelry.

Why does that matter? Because gold jewelry is one of the only ways you can carry real wealth across borders without raising eyebrows.

• 24K Gold Chains, Bracelets & Rings – Unlike most mass-market jewelry (which is diluted with alloys), these are pure gold.
• Silver & Platinum Jewelry – For those who want investment-grade metal in a wearable form.

If you like the idea of wearing your wealth instead of hiding it in a safe, this is a smart move.

Precious Metals IRAs: Protect Your Retirement from the Government

Let’s talk about your retirement savings for a second. If you’re relying on stocks, bonds, and fiat currency, you might as well be gambling. The dollar is losing value, the stock market is artificially propped up, and your 401(k) is one Black Swan event away from disaster.

That’s why Fisher Precious Metals helps people set up self-directed IRAs with real, physical gold and silver.

Here’s how it works:

• They help you open an account with a reputable IRA custodian.
• You transfer funds from an existing 401(k) or IRA.
• You choose from IRS-approved gold and silver (yes, not all metals qualify).
• Your metals are stored in a secure depository, not in some sketchy “paper gold” scam.

The bottom line? If you want your retirement savings in real assets and not just digital numbers on a screen, this is how you do it.

Buyback Program: Because Selling Your Metals Shouldn’t Be a Scam

One of the biggest scams in the industry is the “we’ll sell you gold, but good luck selling it back” trick. Some dealers make it nearly impossible to liquidate your metals at a fair price.

Not Fisher Precious Metals.

• They guarantee to buy back anything you purchase from them.
• They offer transparent, competitive pricing.
• Payment is made quickly via check, wire transfer, or direct deposit.

This is a real exit strategy, not the usual “good luck finding a buyer” nonsense.

Fisher Precious Metals Costs and Fees

Let’s be honest, most companies in this industry would rather keep you confused than tell you what you’re actually paying for. Fisher Precious Metals, however, takes a different approach.

Straightforward, Transparent Pricing—Because You Deserve to Know

Most precious metals dealers love to play the markup game—they’ll show you one price on their website, but by the time you actually buy, you’re somehow paying 15% more. Why? Because they hide extra fees in the fine print.

Fisher Precious Metals doesn’t do that. Their prices are tied directly to live spot prices. What you see is what you get—no hidden commissions, no inflated premiums, no ridiculous “processing” fees.

They price their gold, silver, platinum, and palladium based on:

• The current market price (spot price)
• A reasonable premium that covers sourcing, authentication, and logistics
• Zero hidden add-ons

That means no “bait-and-switch” pricing, no “special discounts” that are actually just normal pricing, and no high-pressure sales tactics to make you buy something you don’t want.

Payment Methods & Associated Costs

You have a few ways to pay, and each one comes with its own advantages. Some dealers will charge you extra fees for different payment methods—Fisher keeps it simple:

Accepted Payment Methods

✔️ Bank Wire – Best option. Instant, secure, and ensures you get locked-in pricing. Most professional investors use this.
✔️ Credit Card – Accepted, but watch out. Some dealers jack up prices for card payments; Fisher is upfront about whether fees apply.
✔️ Paper Check – Works, but slow. Takes 7-10 business days to clear before your metals are shipped.
✔️ Bitcoin (via BitPay) – Modern alternative. If you’re sitting on crypto, this is a smart way to convert it into real, tangible assets.

Important Note:

Regardless of how you pay, you’re required to provide a credit card to guarantee your order. Why? Because some people place an order, then flake out when prices drop, leaving dealers stuck with a market loss. If you don’t pay within the deadline, you will be charged a market loss penalty (more on that below).

What Happens If You Don’t Pay? (The Market Loss Policy)

This is where Fisher Precious Metals gets serious. When you lock in an order, you’re committing to buy at that price—not next week’s price, not when you feel like it, not when it’s more convenient.

Here’s how it works:

• Orders under $20,000: You have 5 business days to pay.
• Orders over $20,000: You have 3 business days to pay.

If you fail to make the payment, you don’t just get to walk away. Instead, you’re responsible for:

1. Any losses the company incurs due to price changes
2. A 5% penalty fee if your order is canceled

Why? Because when you commit to a price, Fisher Precious Metals buys the metal on your behalf immediately. If you back out, they’re left holding the bag—so you either pay up or cover the damages.

This is standard in the industry, but most dealers don’t tell you about it until it’s too late. Fisher puts it right in the open, because they expect serious buyers, not flaky speculators.

Selling Your Metals: The Buyback Program

Buying is easy, but what about when you want to sell? This is where a lot of dealers try to screw you over with lowball offers, hidden processing fees, or outright refusal to buy back certain items. Fisher doesn’t play that game.

Here’s what you get: ✔️ They will buy back anything they sell you.
✔️ They will buy back authentic metals from other sources (if properly authenticated).
✔️ Payments are fast—typically within 48 hours of receiving and verifying your metals.

How Their Buyback Process Works

1. You contact them for a live quote. They’ll give you a straight, competitive market price—not some lowball “pawn shop” nonsense.
2. Ship your metals to them (insured, of course).
3. They verify authenticity (to make sure you’re not sending in gold-painted lead bars).
4. They send your payment via check, bank wire, or direct deposit.

There are no ridiculous fees, no sneaky delays, and no excuses. They pay you what your metals are worth—quickly and fairly.

Shipping & Insurance: Because Losing a Gold Bar in the Mail Would Be a Nightmare

Shipping isn’t free, and any dealer who offers “free shipping” is just baking the cost into their prices. Fisher Precious Metals charges fair rates for shipping, but everything is fully insured—so you don’t have to worry about your investment disappearing in transit.

• Every order is fully insured
• Tracking numbers are provided so you can monitor your shipment
• Discreet packaging so you don’t have a box labeled “GOLD INSIDE—STEAL ME” sitting on your doorstep

Most orders ship within 1-3 business days after payment clears, and high-value shipments require a signature upon delivery. So, no, your $50,000 gold investment won’t be left sitting on your porch like an Amazon package.

IRA Fees: What It Costs to Store Metals in Your Retirement Account

If you’re setting up a Precious Metals IRA, you’ll have a few extra costs. This isn’t specific to Fisher—it’s how IRAs work in general.

Here’s what you’ll be paying:

1. Setup Fee: Usually between $50-$100 (one-time).
2. Annual Custodian Fee: Typically $100-$200 per year.
3. Storage Fees: Depends on where you store it—ranges from $150-$300 per year for fully insured, segregated storage.

Fisher Precious Metals works with reputable custodians and only recommends fully insured, secure storage options. That means no sketchy offshore vaults and no risks of your metals “disappearing” like some firms have done in the past.

Customer Reviews of Fisher Precious Metals

Alright, let’s delve deeper into Fisher Precious Metals’ standing across various review platforms, cutting through the fluff and getting straight to the facts.

Better Business Bureau (BBB): A+ Rating

Fisher Precious Metals boasts an A+ rating from the Better Business Bureau, the highest possible grade. This rating reflects their commitment to resolving customer complaints and maintaining ethical business practices. Notably, they have been BBB accredited since November 30, 2011, and over this extensive period, they have maintained a clean slate with zero complaints filed. 

Customer Reviews: Consistent Positive Feedback

Across various platforms, customers consistently commend Fisher Precious Metals for their personalized service and professionalism. One satisfied client shared, “The team at Fisher Precious Metals went above and beyond to ensure my investment choices aligned with my financial goals. Their attention to detail was impeccable.” 

Another reviewer highlighted their positive experience, stating, “I had an excellent experience visiting Fisher Precious Metals and was completely satisfied with their review of the American coins and old banknotes I had. I received excellent pricing and expert advice. I highly recommend them.” 

Industry Recognition: Trusted Dealer

In the precious metals industry, trust is paramount. Fisher Precious Metals has been recognized for their commitment to authenticity and customer education. They employ rigorous authentication processes to ensure the genuineness of their products, providing clients with confidence in their investments. 

Room for Improvement: Inventory Availability

While the majority of feedback is positive, some customers have noted occasional delays in restocking popular items. However, the company’s proactive communication and willingness to offer alternatives often mitigate these concerns. citeturn0search6

In an industry where transparency and trust are crucial, Fisher Precious Metals stands out as a reputable dealer. 

Their high ratings and positive customer feedback underscore their commitment to integrity and client satisfaction. 

While there’s always room for improvement, particularly in inventory management, their overall performance makes them a solid choice for precious metals investment.

How Investing with Fisher Precious Metals Works

Alright, let’s break this down step by step. If you’re thinking about investing with Fisher Precious Metals, you need to know exactly what you’re getting into—no surprises, no fine print nonsense. Unlike some other precious metals dealers that make things overly complicated or try to upsell you at every turn, Fisher keeps the process transparent and straightforward. Here’s how it works:

Step 1: Define Your Investment Goals

Before you even contact Fisher Precious Metals, you need to ask yourself:
✔️ Why am I buying precious metals? (Hedge against inflation, long-term wealth preservation, retirement planning?)
✔️ What’s my budget? (Are you starting small, or going all-in?)
✔️ Do I want physical metals in my possession, or stored in a secure vault?

They’re not in the business of pressuring you into unnecessary purchases, so having a clear investment goal upfront helps you make smarter decisions.

Step 2: Contact Fisher Precious Metals for Expert Guidance

Once you’ve got a rough idea of what you’re looking for, you can call them or visit their website. This is where Fisher really stands out from the competition—
❌ No pushy salespeople trying to force you into overpriced numismatic coins.
❌ No commission-based hustlers trying to talk you into a deal that benefits them more than you.
✅ Actual experts who help you find the best metals for your financial situation.

Their team takes the time to walk you through your options, making sure you understand the risks and rewards without treating you like an ATM.

Step 3: Choose Your Precious Metals

Fisher Precious Metals offers a wide selection of bullion products, and choosing the right ones depends on your goals.

Bullion vs. Numismatic Coins

• Bullion (Gold/Silver Bars & Coins) → Best for investors who want to protect their wealth with pure precious metals. These are tied directly to the market price.
• Numismatic Coins (Rare/Graded Coins) → More for collectors or long-term investors looking for value beyond just metal weight. Not always the best choice if you’re just trying to hedge against inflation.

Popular Investment Options

💰 Gold Coins & Bars – American Gold Eagles, Canadian Maple Leafs, Krugerrands, 1oz gold bars, and more.
💰 Silver Coins & Bars – American Silver Eagles, junk silver, 10oz and 100oz silver bars.
💰 Platinum & Palladium – Less common but a solid choice for diversification.
💰 Precious Metals IRAs – If you want to protect your retirement savings from market collapse, they help you set up an IRA that holds real gold and silver.

Once you decide what to buy, they’ll lock in your price based on the current market rate.

Step 4: Place Your Order & Secure Payment

Now it’s time to make your purchase official. Fisher keeps this simple and transparent:

✔️ Payment Methods:

• Bank Wire (Best choice—fast and secure)
• Credit Card (Accepted, but may have additional processing fees)
• Paper Check (Takes longer to clear)
• Bitcoin (via BitPay) (For those who prefer crypto)

✔️ Order Confirmation:

• Once you submit payment, your order is locked in at the agreed price—no sneaky changes.
• You’ll receive a detailed invoice outlining exactly what you purchased, with clear pricing.

❗ Important Note: You’re required to provide a credit card to guarantee your order, even if you’re paying by another method. If you fail to pay within the deadline, Fisher reserves the right to charge a market loss fee to cover any price fluctuations.

Step 5: Choose Your Storage or Delivery Option

Now that you’ve bought your metals, you need to decide where to keep them.

Option 1: Home Delivery (Full Control)

• Your metals are fully insured and shipped in discreet packaging.
• Orders ship within 1-3 business days after payment clears.
• You must sign for delivery—this isn’t a package that gets left on your porch like an Amazon order.

❗ Things to Consider:

• Do you have a safe or secure storage location at home?
• Are you comfortable handling physical assets yourself?

If you’re someone who wants full control over your investment, this is the best option.

Option 2: Secure Vault Storage (Safety First)

If you don’t want to deal with securing large amounts of gold or silver at home, Fisher offers segregated, fully insured vault storage through trusted partners.

✔️ Private & Segregated: Your metals are stored separately from other investors’ holdings.
✔️ Global Storage Options: Locations in Delaware, Canada, and the Cayman Islands for international security.
✔️ Fully Insured: No risk of theft or loss.

This is ideal for high-net-worth investors or those holding metals in an IRA.

Step 6: Selling or Liquidating Your Investment

Eventually, you may want to sell your metals and cash out. Unlike some shady dealers who make it nearly impossible to sell back, Fisher guarantees a buyback program.

✔️ They buy back anything they sell.
✔️ They also buy authentic metals from other sources (after verification).
✔️ Competitive market prices—no lowball offers.

The Selling Process:

1️⃣ Contact Fisher to get a live quote for your metals.
2️⃣ Ship your metals fully insured to their facility.
3️⃣ They verify authenticity and confirm the final payout.
4️⃣ Payment is processed within 48 hours via check, wire transfer, or direct deposit.

No gimmicks, no “special conditions,” no surprise fees—just a fair and straightforward selling process.

Step 7: Monitoring & Expanding Your Portfolio

One of the biggest mistakes people make with precious metals is buying once and forgetting about it. Smart investors monitor market trends and adjust their holdings accordingly.

✔️ Fisher provides real-time market insights and educational resources so you stay informed.
✔️ They can help you rebalance your portfolio if you want to switch between metals (e.g., trade silver for gold).
✔️ If you’re investing long-term, consider adding more metals over time to keep up with inflation and market shifts.

Conclusion

Let’s be honest—most precious metals dealers make investing more confusing than it needs to be. Fisher Precious Metals keeps it simple:

• No gimmicks
• No hidden fees
• No high-pressure sales tactics
• Just straightforward, honest guidance

They focus on helping you make smart investment choices rather than tricking you into overpriced collectibles or rushing you into bad deals. If you’re serious about protecting your wealth with real assets, this is one of the few companies worth working with.