Fidelitrade Reviews 2025

 February 12, 2025

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Hey there.

Welcome to my detailed Fidelitrade review. 

We’ll explore the various ways this bullion dealer stands out and serves consumers and whether they are worth your money or not:

Overview of Fidelitrade

Overall, I found Fidelitrade to be an impressive and most importantly, HONEST, bullion dealer.

They don’t have any sneaky hidden fees and are very transparent.

However, like always, I recommend browsing the market to see what other companies have to offer.

You never know what deals you might be missing out on. 

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Fidelitrade Features 

Most companies in the financial space are, let’s be honest, shady at best. They play games with your money, take commissions, operate on massive debt, and sell you things that aren’t even what they claim to be. 

FideliTrade? 

They don’t do that. 

This is one of the few places that actually respects your wealth, treats it like it matters, and doesn’t try to con you with sneaky fees or questionable business practices.

Here’s why they stand out:

They Get Their Metals Straight from the Source

Let’s be clear—when you buy gold or silver, you don’t want it coming from some back-alley supplier who may or may not be melting down fake Rolex watches in their basement. FideliTrade deals directly with the mints. That means their metals are legit, certified, and exactly what they say they are. No knockoff nonsense, no “gold-plated surprises.”

Fidelitrade website

They Don’t Owe Anyone a Dime

Most companies, especially in the finance and investment world, are drowning in debt. They operate on loans, lease out assets, and play shell games with other people’s money. FideliTrade? Zero debt. No loans, no leasing, no financial gymnastics—just a stable company that actually owns the metals they sell and store.

Why does this matter? Because when companies carry debt, they’re a ticking time bomb. If they go under, your assets disappear with them. Not here. FideliTrade is built to last.

No Commission-Hungry Salespeople

If you’ve ever dealt with a “financial expert” who pushes you into buying something, you already know how this goes. They don’t care about you—they care about their commission. At FideliTrade, the people helping you aren’t on commission. That means they give you actual advice based on what’s best for you, not what’s best for their paycheck.

Storage Options That Make Sense

If you buy gold or silver, you need a safe place to keep it. FideliTrade offers two main options:

  • Bulk Custody: Your metal is stored in a highly secure facility, but not in individually marked bars. This saves money while still keeping your investment safe.
  • Individual Custody: Your specific coins or bars are kept separate and labeled, so what you buy is exactly what you get.

No matter what, it’s all protected, insured, and secure—unlike keeping it in a shoebox under your bed.

They Help You Invest in Gold for Retirement

Did you know you can put precious metals in an IRA? Most people don’t. But for over 20 years, FideliTrade has helped people legally include gold and silver in their retirement portfolios. So instead of gambling on the stock market and hoping the economy doesn’t implode, you can hold real assets that have held value for thousands of years.

In a financial world filled with scams, inflated promises, and hidden risks, FideliTrade is one of the rare companies that actually does things the right way. No debt, no pushy salespeople, no middlemen messing with your money—just honest business, real precious metals, and a secure way to store and invest your wealth.

If you’re serious about protecting your money from inflation, government overreach, and economic meltdowns, this is the kind of company you should be looking at.

Fidelitrade Products and Services 

If you’re serious about real, tangible assets that actually hold value, this is what you need to know.

Buying and Selling Precious Metals – No Middlemen, No B.S.

Most places that sell gold and silver? They’re sketchy. They mark up the price, cut corners, and you end up with a product that may or may not be what they claim. FideliTrade isn’t playing those games.

They deal directly with national and commercial mints, meaning you’re getting the real deal, straight from the source. No third-party nonsense, no questionable sourcing—just certified, high-quality gold, silver, platinum, and palladium.

You can buy in whatever way works best for you:
One-time purchases – Buy what you want, when you want.
Monthly acquisition plans – Set up automatic purchases so you can accumulate metals over time.

And when you want to sell? FideliTrade guarantees a competitive buyback price and doesn’t jerk you around with hidden fees.

Secure Storage – Because Hiding Gold in Your Mattress is Dumb

Listen, if you’re serious about gold and silver, you need a legitimate place to store it. FideliTrade offers depository services that actually make sense.

Two Storage Options:

🔹 Bulk Custody: Your metals are stored in a secure vault, but not labeled as your specific bars and coins. This option keeps costs low while maintaining full security.
🔹 Individual Custody: Your specific metals are kept in a fully allocated account—segregated, sealed, and uniquely labeled so what you buy is exactly what you get.

And let’s be real—some people don’t want all their assets in the U.S. FideliTrade offers offshore storage in Switzerland and Canada. If you think that might come in handy one day, you’re probably right.

Oh, and did I mention their insurance? Your holdings are protected up to $1 billion. So if you were worried about some lunatic breaking into a highly secured vault and pulling off a heist, FideliTrade has you covered.

Insured Shipping – Because Your Gold Shouldn’t “Get Lost in the Mail”

If you’re the type who wants to take personal possession of your metals, FideliTrade can ship them directly to you—fully insured and discreetly packaged. No “oops, we lost your gold” nonsense.

For high-value shipments, they can even arrange armored transport. Because let’s face it—if you’re moving large amounts of gold, you’re not trusting some random UPS driver who just started last week.

And if you need to send metals to FideliTrade for storage or sale, they provide prepaid, fully insured shipping to ensure everything gets there safely.

Precious Metals IRAs – A Retirement Plan That Actually Holds Value

Let’s be honest: the stock market is a rollercoaster run by people who gamble with your money. If you want to actually protect your wealth long-term, precious metals belong in your retirement plan.

FideliTrade works with multiple trust companies to help you legally include gold, silver, platinum, and palladium in your IRA. They handle all the coordination, so you don’t have to deal with bureaucratic nonsense.

Bottom line: if you think retirement should be built on something real—not just Wall Street’s latest Ponzi scheme—then a precious metals IRA is worth looking into.

No Pushy Salespeople – Just Real Experts

One of the worst things about financial services? Commission-hungry salespeople who don’t give a damn about you.

At FideliTrade, their client service reps aren’t paid on commission. That means they actually focus on helping you, not selling you. Whether you’re a first-time buyer or a seasoned investor, they’ll give you honest, practical advice.

That’s something you almost never see in this industry.

Here’s the takeaway: FideliTrade isn’t just another shady gold dealer. They do business the right way—no debt, no nonsense, and no tricks.

They source their metals directly from trusted mints.
They offer real, insured storage options.
They make buying, selling, and shipping easy.
They actually care about your financial security.

If you’re serious about protecting your wealth from inflation, government overreach, and financial collapse, this is the kind of company you want to work with.

Make the Right Choice

Check Out My Top Recommendations

Fidelitrade Costs and Fees

When it comes to investing in precious metals, the last thing you want is hidden charges, sneaky commissions, or fine print traps. So let’s go step by step and break down exactly what you’re paying for.

person using black computer keyboard

Buying and Selling Precious Metals – No Surprise Markups

If you’ve ever tried to buy gold or silver from some random online dealer, you’ve probably noticed something fishy: the price is never what it seems. They hit you with hidden fees, ridiculous markups, or sketchy “processing charges” that magically appear at checkout.

FideliTrade doesn’t do that. Their commission structure is clear-cut and based on your total transaction value—meaning the more you buy, the lower your commission.

Here’s the deal:

  • For purchases up to $14,999 → You pay a 1% commission
  • For purchases between $15,000 and $49,999 → Your commission drops to 0.75%

Simple. Transparent. No backdoor charges.

And when you sell your metals back to FideliTrade? They offer competitive buyback pricing, meaning you won’t get ripped off with lowball offers like you would at a pawn shop or shady dealer.

Storage Fees – Because Keeping Gold in a Shoebox is Dumb

So you bought gold, silver, platinum, or palladium—now where do you keep it? If you’re serious about protecting your assets, you need secure storage. FideliTrade offers two types:

🔹 Bulk Custody (Cheapest Option)

  • Your metals are stored securely but not assigned to specific bars or coins.
  • This is ideal if you don’t care about having “your exact” bars and just want insured, low-cost storage.
  • Lowest custody rates available.

🔹 Individual Custody (For People Who Want Their Own Metals)

  • Non-Segregated Storage → Your metals are stored with others of the same type, but they aren’t mixed in bulk.
  • Segregated Storage → Your metals are sealed, labeled, and completely separate from everyone else’s.

And here’s something smart: FideliTrade lets you store metals in Switzerland or Canada, not just the U.S. If you’re someone who doesn’t fully trust domestic policies, having an offshore option is a smart move.

All holdings are fully insured—up to $1 billion. That means you’re covered even if the vault gets raided like it’s some Hollywood heist movie.

Shipping Fees – Your Gold Won’t “Mysteriously Disappear”

If you want to take physical possession of your metals, FideliTrade provides insured shipping right to your door. No sketchy “lost in transit” stories, no unreliable shipping.

  • Standard deliveries are handled by insured carriers like UPS and FedEx.
  • For high-value shipments, you can request armored transport.
  • If you’re sending metals to FideliTrade for storage or sale, they offer prepaid, insured shipping so you don’t have to worry about getting scammed by a postal worker.

This is the kind of thing that separates serious dealers from amateurs. They understand that if you’re moving thousands (or millions) in gold, you’re not trusting some part-time FedEx guy to drop it off at your doorstep.

IRA Fees – Because Retirement Shouldn’t Depend on Wall Street’s Gambling

Let’s talk about precious metals IRAs. If you think sticking 100% of your retirement in the stock market is a good idea, you haven’t been paying attention. Markets crash all the time. Gold, however? It’s been valuable for thousands of years.

FideliTrade makes it easy to add gold, silver, platinum, or palladium to your IRA. Here’s what you need to know:

  • Commissions are the same as regular transactions. No extra fees just because it’s an IRA.
  • No shipping fees on IRA trades (as long as you store them with Delaware Depository).
  • Custody fees are billed through your IRA custodian—so read the fine print with your trust company.

If you’re serious about protecting your retirement from inflation, economic collapses, and government overreach, having some of your portfolio in physical gold just makes sense.

Payment Fees – Know What You’re Paying With

Some places love to sneak in extra charges based on how you pay. FideliTrade is upfront about this:

  • Credit Card Payments:
    • New customers: $500 max per transaction.
    • Existing customers: Up to $3,000 per transaction.
    • Yes, there’s a fee. Because credit card companies love taking their cut.
  • ACH Payments (Bank Transfers):
    • Up to $15,000 for delivery purchases.
    • Up to $30,000 for custody purchases.
    • Fewer fees than a credit card, but there may be limits.

Lesson? Use a direct bank transfer or ACH to avoid unnecessary credit card fees.

Financing – Borrow Against Your Gold (But Be Smart About It)

Want to access cash without selling your metals? FideliTrade’s subsidiary, Delaware Finance Company, offers low-interest loans backed by your bullion.

  • No loan origination fees.
  • No setup charges.
  • Revolving credit line available.

This can be a great tool if you need liquidity but don’t want to sell your metals. Just be careful—borrowing against your assets always carries some risk.

Customer Reviews of Fidelitrade

Here are my findings from Fidelitrade reviews:

FideliTrade is NOT a Scam—It’s the Real Deal

First off, FideliTrade is NOT one of those shady “gold dealers” you see pushing overpriced metals on late-night TV. They’ve been in the game since 1998, they’re an Authorized Purchaser of the U.S. Mint (which only a handful of companies worldwide can claim), and they’ve got a rock-solid reputation in the industry.

You don’t survive this long in the precious metals business if you’re running a scam. Customers trust them because they’ve proven—over and over again—that they operate with transparency, honesty, and professionalism.

Customer Review: “I was skeptical at first because there are so many scams in this industry, but FideliTrade was upfront, clear, and professional. No gimmicks. No nonsense. Just real gold and silver at fair prices.”

That’s what you want to hear when you’re trusting someone with your money.

No Pushy Salespeople—Just Real Help

You ever tried to buy gold from some of the big-name dealers? It’s a nightmare. Their commission-hungry salespeople will call you non-stop, pressure you into buying overpriced coins, and feed you a bunch of fear-based garbage just to get you to pull the trigger.

FideliTrade doesn’t do that.

Their client services team isn’t on commission, which means they actually help you instead of trying to squeeze every last dollar out of you. Customers love that they can ask real questions, get real answers, and make informed decisions without being bombarded by aggressive sales tactics.

Customer Review: “I had a lot of questions before making my first purchase. The rep I spoke with was incredibly patient, walked me through everything, and NEVER once pressured me into buying. That’s rare in this industry.”

No Hidden Fees—You Know EXACTLY What You’re Paying

Let’s be honest: the precious metals industry is FULL of companies that try to screw you over with hidden fees, inflated premiums, and sneaky commissions.

Not FideliTrade.

Customers repeatedly say that their pricing is transparent, their commissions are reasonable, and there are no last-minute surprises. You know exactly what you’re paying before you buy.

Here’s what people appreciate about FideliTrade’s pricing structure:
Lower commissions when you buy in bulk (1% for purchases under $15K, 0.75% for $15K+ purchases)
No sketchy “processing fees” or “administrative charges”
Fair buyback prices when selling metals

Customer Review: “Other dealers try to nickel-and-dime you with extra charges that suddenly appear at checkout. FideliTrade was straight-up about pricing, and there were ZERO surprises. That’s why I trust them.”

Safe and Secure Transactions—No Nightmares About Lost Shipments

If you’re moving thousands (or millions) of dollars worth of gold and silver, you can’t afford to take risks. Customers repeatedly praise FideliTrade for their efficient and secure transactions.

If you store your metals with them → They offer insured, high-security vault storage with up to $1 billion in coverage.
If you want your metals shipped → They use fully insured, discreet packaging (or armored transport for large shipments).
If you sell metals to them → They provide prepaid, insured shipping so nothing “mysteriously disappears” in transit.

Customer Review: “I’ve done multiple transactions with FideliTrade—buying, selling, and storing. Every time, the process was smooth, secure, and exactly as promised. That’s rare.”

FideliTrade’s IRA Program is Legit

Let’s talk about precious metals IRAs. Some companies make this process insanely complicated and charge ridiculous fees.

FideliTrade? They actually make it easy. Customers love that:
There are no extra commissions just because it’s an IRA transaction
There are no shipping fees if you store your IRA metals with Delaware Depository
They work with multiple IRA custodians, giving you options

And guess what? Gold and silver have been real money for thousands of years. If you want to hedge your retirement against inflation and economic insanity, having some physical metals in your IRA is a no-brainer.

Customer Review: “I was nervous about rolling over part of my IRA into gold, but FideliTrade made the process simple. No pressure, no crazy fees—just a smooth, professional experience.”

FideliTrade Has an A+ Rating with the BBB—And Customers LOVE Them

Let’s talk ratings. Unlike some of these shady gold dealers who get hammered with bad reviews and BBB complaints, FideliTrade has an A+ rating with the Better Business Bureau and stellar customer feedback across the board.

What Customers Say Across Multiple Platforms:

Google Reviews: 5/5 stars
BBB (Better Business Bureau): A+ rating
Trustpilot: 4.1/5 stars

People don’t just trust FideliTrade—they actually recommend them to friends and family, which is the best indicator of a solid company.

Customer Review: “I’ve referred multiple friends to FideliTrade because I know they’ll be treated fairly. In this industry, that says a lot.”

Here’s the bottom line:
They don’t play games with pricing or fees
They don’t pressure you into bad deals
They actually deliver on their promises
They keep your metals safe and secure
They have an amazing reputation—because they EARNED it

If you’re serious about investing in gold and silver without getting scammed, FideliTrade is the kind of company you want to work with. Customers trust them for a reason—and that’s because they do business the right way.

Check Out My Top Gold IRA Companies

How Investing with Fidelitrade Works

If you’re serious about getting into precious metals, this is how you do it, step by step.

Step 1: Open an Account

Unlike some of these sketchy dealers who bury you in paperwork and make the process intentionally confusing, FideliTrade actually makes it simple to get started.

Here’s what you need to do:
Fill out their application online—Basic info, no ridiculous hoops to jump through.
Decide how you want to fund your purchases—Bank transfer, ACH, check, or even a credit card (though fees apply for that).
Verify your identity—Standard procedure to comply with regulations and keep fraudsters out.

That’s it. No insane waiting period, no “approval process” that mysteriously takes weeks—just a normal, efficient account setup.

Customer Review: “Setting up an account with FideliTrade was shockingly easy. No games, no unnecessary delays—just a smooth, professional process.”

Step 2: Buy Precious Metals—Without Getting Ripped Off

This is where a lot of precious metals dealers screw you over. They inflate prices, hide fees, or push you toward overpriced “collectible” coins that have ridiculous markups.

FideliTrade doesn’t do that.

They sell real, investment-grade bullion. No fake “limited edition” nonsense—just gold, silver, platinum, and palladium in bars and coins.
They source directly from the U.S. Mint and other trusted mints. So you’re not getting some shady, repackaged gold from an unknown supplier.
Their pricing is competitive and transparent. No last-minute surprises at checkout.

How to Buy:

1️⃣ Decide how much you want to invest.
2️⃣ Choose your metals—gold, silver, platinum, or palladium.
3️⃣ Pick your format—coins or bars.
4️⃣ Place your order online or over the phone.
5️⃣ Lock in your price and payment method.

Boom—you just bought real, physical assets that actually hold value.

Customer Review: “I compared pricing from multiple dealers, and FideliTrade was easily the most transparent. No games, no insane markups—just a fair price for real metals.”

Step 3: Decide What to Do with Your Metals—Store, Ship, or Sell

Now that you’ve got real gold and silver in your name, you have three options.

Option 1: Store It Securely with FideliTrade

✔ FideliTrade operates a fully insured, high-security depository where you can store your metals.
$1 billion in coverage—meaning your assets are safe even if some Hollywood-style heist happens.
You can choose bulk or individual custody (meaning you either store your metal in a shared vault or have your exact bars/coins labeled and stored separately).
They even offer offshore storage in Canada and Switzerland—which, let’s be honest, is a smart move in today’s world.

Why store with FideliTrade?
👉 Because keeping gold under your mattress isn’t exactly the smartest plan.

Customer Review: “I store my metals with FideliTrade because I trust their security more than my own. The fact that they insure up to a billion dollars is just extra peace of mind.”

Option 2: Take Physical Delivery (AKA Have Your Gold Shipped to You)

If you’re the type who wants to physically hold your wealth, FideliTrade makes it easy to get your metals delivered.

Fully insured shipping—so your metals don’t “mysteriously disappear” in transit.
Discreet, secure packaging—because nobody needs to know what’s in that box.
For large orders, they even offer armored transport.

Why take delivery?
👉 Because sometimes, you just want to actually HOLD your wealth in your hands.

Customer Review: “Had my gold delivered by FideliTrade, and the process was flawless. Fully insured, arrived exactly as promised, and packed securely.”

Option 3: Sell It Back When You’re Ready to Cash Out

So let’s say gold prices skyrocket, and you decide it’s time to take some profits. FideliTrade makes selling just as easy as buying.

They guarantee a fair buyback price—so you don’t get lowballed like at a pawn shop.
Fast, secure transactions—get paid quickly via direct deposit or check.
No games, no last-minute “adjustments” to your offer.

Why sell with FideliTrade?
👉 Because when you sell to a reputable dealer, you actually get what your metals are worth.

Customer Review: “I was nervous about selling, but FideliTrade gave me a fair price and made the process seamless. No stress, no games.”

Step 4: Use Your Gold & Silver for Long-Term Wealth Protection

Here’s the whole point of investing in precious metals:
👉 The government can print more dollars, but they can’t print more gold.
👉 Inflation destroys cash, but gold has been real money for thousands of years.
👉 Stock markets crash, but precious metals HOLD VALUE.

How Smart Investors Use FideliTrade:

Wealth Preservation → Keep some of your money OUT of the banking system and in something that actually holds value.
Precious Metals IRA → Hedge your retirement against inflation and stock market chaos.
Crisis Protection → If things go south, gold and silver are assets you can physically own.

Customer Review: “I invest in gold to protect my wealth from inflation, and FideliTrade is the best company I’ve worked with. Transparent, secure, and no nonsense.”

Conclusion

Compared to other precious metals dealers? FideliTrade is one of the most transparent, no-nonsense companies out there.

  • They don’t nickel-and-dime you with sneaky fees.
  • Their storage rates are reasonable and secure.
  • Their commissions are straightforward—lower if you buy in bulk.
  • They actually care about keeping your investments safe.

If you’re looking for a legitimate, reliable way to buy, sell, and store gold and silver—without getting ripped off—FideliTrade is a solid choice. You just have to be smart, read the fine print, and make sure you’re choosing the right services for your needs.